832-461-0789

Comprehensive Financial Planning

As comprehensive financial advisors, we take pride in becoming the family’s Chief Financial Officer. We spend our time organizing, optimizing, and maintaining the family’s entire financial picture, so that our clients can spend more time doing what they enjoy.

Our Philosophy

We believe starting with a comprehensive understanding of the complete financial picture helps to ensure the best possible outcome. We invest in our clients to thoroughly comprehend their current situation, where they are trying to go, and how they plan to get there before any recommendations for improvement are made.

Our Process

Our planning process begins with an initial meeting designed to get to know each other. We will review an outline of our services, determine our client’s main goals and objectives, and agree on the most appropriate path moving forward.

Through the creation of a customized, interactive client website, we begin gathering and organizing all of the current financial information. Upon completion, we will review the current fact pattern with the client for accuracy and create the initial draft of the financial plan.

Once the draft has been reviewed and modified for any requested changes or scenarios, we will present the final plan. Detailed recommendations for improvement will be presented in the following areas: cash flow and savings, tax planning, asset allocation, risk management, insurance, estate planning and wealth transfer.

After a careful review of the recommendations, our clients will decide which items should be implemented. We then establish and prioritize an agreed upon implementation schedule.

Throughout the entire process, the Granite Harbor team will coordinate with all parties involved on behalf of our clients to ensure accurate and timely execution.

Our Commitment

Reviewing and maintaining the financial plan is paramount to success. Once we have completed the implementation phase, we will establish a mutually agreed upon review schedule. Monthly updates are provided to ensure accuracy in the plan is maintained, and proactive changes are made when needed.

Tax and Insurance services offered through Granite Harbor Group. Advisory Services offered through Granite Harbor Advisors, a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Granite Harbor Advisors and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Granite Harbor Advisors unless a client service agreement is in place.
Click on the links below to open secure sessions for your accounts under a separate browser tab.

Links to third-party web sites are provided as a convenience. Granite Harbor Advisors does not endorse nor support the content of third-party sites. By clicking on a third-party link, you will leave this website where privacy and security policies may differ from those practiced by Granite Harbor Advisors.

TD Ameritrade, Inc. is one of the firms we use to custody our client assets. TD Ameritrade, Granite Harbor Advisors, and the other entities named are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. Used with permission.